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Understanding SMS Credits and Costs

How credits are calculated and deducted, and what happens if your primary SMS provider has an issue.

How costs are calculated

Before sending, Sermfy estimates the SMS segments required and the resulting credit cost for your full recipient list, this appears in the SMS Preview alongside recipient count, sender ID, and schedule, so you can review the real cost before confirming.

When credits are deducted

Credits are only deducted for messages successfully accepted and queued for delivery, not simply for attempting to send, if your credit balance is insufficient for the full broadcast, the broadcast is stopped and you're notified before anything sends.

What happens if delivery fails

Sermfy uses a primary SMS provider for every broadcast, with an automatic whole-broadcast fallback to a secondary provider if the primary fails on the very first send attempt, you don't need to manually retry through a different provider yourself.

Check your SMS Balance card on the Communication Overview page before scheduling a large broadcast, discovering an insufficient balance after your recipients are already expecting a message is worse than catching it beforehand.

Best practice

Purchase credits in advance of predictable high-volume periods (holidays, annual events) rather than reactively, so a time-sensitive broadcast is never blocked by a balance check at the last minute.